Our Approach
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What is 50/50?
50/50 is a non-profit microfinance organization that helps people start or grow their own
businesses around the world in places where access to funding and training can be difficult to obtain.
Simply put, we partner with entrepreneurs to make sure their business succeeds. We accomplish
this by helping them to identify viable business ideas, determining the resources necessary to begin,
and giving them the start-up funding needed to get going. Then we provide business training, help
them acquire any job-specific skills they'll need, and connect them with the right markets in which
they can sell their products.
How do our entrepreneures get ahold of the start-up money needed to build their business? From
generous people like you. Through a uniquepeer-to-peer lending model, 50/50 connects people all
around the world who want to help others build better lives for themselves and their families with our
determined, talented entrepreneurs who are working to overcome difficult circumstances.
The start-up funding is provided in a unique way, and quite differently from other microfinance
organizations you may have heard about: Half of the money is given to the entrepreneur as a grant,
and does not have to be repaid. The other half is given as a loan, on which there is no interest, and
must be repaid by the entrepreneur on a mutually-agreed upon schedule. We believe that this
combination engenders responsibility and accountability in the entrepreneur and ensures they are
treated with dignity--after all, part of their own money is at stake. However, it also recognizes that
when people are beginning from difficult circumstances, sometimes a helping hand--the grant--can
really make all the difference.
That's not all though. There are several other important ways that we are different from other
organizations.
businesses around the world in places where access to funding and training can be difficult to obtain.
Simply put, we partner with entrepreneurs to make sure their business succeeds. We accomplish
this by helping them to identify viable business ideas, determining the resources necessary to begin,
and giving them the start-up funding needed to get going. Then we provide business training, help
them acquire any job-specific skills they'll need, and connect them with the right markets in which
they can sell their products.
How do our entrepreneures get ahold of the start-up money needed to build their business? From
generous people like you. Through a uniquepeer-to-peer lending model, 50/50 connects people all
around the world who want to help others build better lives for themselves and their families with our
determined, talented entrepreneurs who are working to overcome difficult circumstances.
The start-up funding is provided in a unique way, and quite differently from other microfinance
organizations you may have heard about: Half of the money is given to the entrepreneur as a grant,
and does not have to be repaid. The other half is given as a loan, on which there is no interest, and
must be repaid by the entrepreneur on a mutually-agreed upon schedule. We believe that this
combination engenders responsibility and accountability in the entrepreneur and ensures they are
treated with dignity--after all, part of their own money is at stake. However, it also recognizes that
when people are beginning from difficult circumstances, sometimes a helping hand--the grant--can
really make all the difference.
That's not all though. There are several other important ways that we are different from other
organizations.
Learn About:
Microfinance- Who does 50/50 help?
- Which countries does 50/50 work in and why?
- How can I help?